Jeff For Banks

Excess Liquidity, Low Rates, and Branching. My Answers to Jeff Davis’ Questions

By: Jeffrey P. Marsico

**This video blog was originally posted on on May 13, 2021.**

S&P Global Market Intelligence Principal Analyst Nathan Stovall recently interviewed Mercer Capital’s Jeff Davis on the Street Talk podcast regarding the thorny banking issues of the liquidity glut, persistently (or perpetually?) low rates, and the branch costs millstone. I highlight Jeff’s comments, and offer some solutions in this video blog.


~ Jeff


Here is the YouTube link to my comments in case the video does not play on your device:

Street Talk podcast link:

Excess liquidity, low rates leave banks between a rock and M&A | S&P Global Market Intelligence (

And don’t forget my book: Squared Away-How Can Bankers Succeed as Economic First Responders