Are you Training for the Gold?

I recently watched the movie Miracle about the 1980 USA hockey team for the third time.  In the movie, legendary coach Herb Brooks told his team that they may not […]


Are you Steering by the Screws?

This past year I was invited to join the faculty of the ABA School of Bank Marketing and Management (SBMM).  At first, I was a bit skeptical.  I always believed […]


What’s Happened to Bank Profitability?

The economic crisis has certainly taken its toll on the financial industries’ profitability and overall performance at many levels.  Without a doubt, deteriorating credit quality in investment and loan portfolios […]


How did we get into this mess and what can community banks do to get through it?

Much has been written about the current economic crisis, the worst since the Great Depression.  Unfortunately, many successful, safe, and sound community banks have been whitewashed by the bad deeds […]