TKG Perspectives

Which Bank Will Blink on Rate?

It happened, I received an e-mail this week for a 13-month CD special. The ad insisted it would make me happy. Instead, sadness. Sad that this bank thought I wouldn’t […]


The Lawnmower Man: Your New Virtual Assistant?

Was Hollywood clairvoyant when in 1992 it released the film “The Lawnmower Man”?  The Lawnmower Man was a full-length feature film about how the main character, Jobe, quickly transforms from […]


Time to Pull the Plug on CRA?

In Richard J. Parson’s book, Broke: America’s Banking System, he suggested that bankers and examiners major in the majors. By that, he meant sweat the big stuff; and by big […]


Women in Banking

Since I began my banking career approximately 38 years ago, the financial industry has experienced dramatic change, particularly as it relates to the adaption and utilization of technology, customer delivery […]


Jeff For Banks Top Three of 2015

For those who may not know, I have been authoring a blog for the past five years. I do it separately from any writing or speaking I do for The […]


Interview with Glenn E. Moyer, Former Pennsylvania Secretary of Banking and Securities

Glenn E. Moyer recently joined TKG and three other complementary community bank consultancies as Senior Advisor after spending the previous four years as the Commonwealth of Pennsylvania’s Secretary of Banking […]


Do Banks Really Care About Their Financial Performance?

I’m sure that most of you would say that the answer to the above question is, “sure they do,” and often this starts and stops with “top of the house” […]


What Can Banks Learn from Mutual Mergers?

Since 2010, investment bankers have been predicting that the pace of merger activity in the banking industry would significantly increase and accelerate.  While these predictions may have been wishful thinking, […]


Things to Think About in 2015

The Kafafian Group would like to wish all of our clients, business associates, and friends a Happy Holiday season and much future success in the coming New Year.  We are […]


Bankers: What is Your “Well-Capitalized?”

TKG has had the distinct impression that the bank regulatory community is not pleased with certain limitations and exemptions from Section 171 of the Dodd-Frank Act, the section that covers […]