ABA

Is Your Contemplated Bank Merger Anti-Competitive

Yesterday at the ABA’s virtual Conference for Community Bankers (CCB), Federal Reserve Governor Michelle Bowman gave a speech, My Perspective on Bank Regulation and Supervision. In that speech, she briefly commented […]


Conference Watch: How To Be Successful In a Changing Industry

How many consultants go to banking conferences and attend the sessions? At least one! I may have been accused of being arrogant once or twice, which inspires me to continuously […]


Consumer Lending: Should Banks Do It?

We’re running out of assets.   When I first read Standards Needed for Safe, Small Installment Loans from Banks, Credit Unions by the Pew Charitable Trusts that encouraged financial institutions to […]


Netflixed: Co-Founder of Netflix Tells Bankers How It’s Done

February 25, 2017 | Jeff For Banks

This past week I attended the American Bankers’ Association National Conference for Community Bankers (NCCB). At such affairs, I like attending the general and education sessions for my own knowledge, […]


Are You a Bank With Benefits?

November 19, 2016 | Jeff For Banks

The American Bankers Association (ABA) recently announced a new benefit to assist its employees with repaying student debt. Beginning next month, ABA will provide each eligible employee up to $1,200 per […]


The Sun Sets on the ABA’s National Conference for Community Bankers

February 20, 2016 | Jeff For Banks

On February 14-17 the American Bankers Association held their National Conference for Community Bankers. I made my first trip to the conference because I was asked to moderate a CEO […]


Bankers: Build Your Own Small Business Loan Platform

July 2, 2015 | Jeff For Banks

Banks that grow revenues do it in spread or fees. To grow spread, increase your net interest margin, or grow earning assets while maintaining net interest margin. To grow fees, […]


De Novo Banks: Only Apply If You Intend to Matter

April 25, 2015 | Jeff For Banks

ABA President Frank Keating wrote an Op-Ed piece recently in The Hill entitled New jobs and new growth call for new banks. I don’t believe it. A more accurate title […]


Five Bank Marketing Leadership Takeaways from the ABA School of Bank Marketing Management

June 25, 2014 | Jeff For Banks

Lance Kessler introduced a new subject to the ABA School of Bank Marketing Management (SBMM) this week… Marketing Leadership. A few months ago, he asked me and two other marketing […]


Community Banks and Our Retirement Problem

July 6, 2013 | Jeff For Banks

How can your financial institution stand out in a crowded marketplace? Why don’t we play a critical role in solving the nation’s retirement problem? I recently read a report by […]