capital requirements

Is That a Risky Bank Customer?

July 15, 2016 | Jeff For Banks

Customer risk assessments are a fact of life in banking. Banks must determine how a new customer will affect its overall risk profile. Most, in my experience, do it in […]


Bankers: What’s Your “Well Capitalized”?

January 24, 2015 | Jeff For Banks

Prediction: The Federal Reserve’s Comprehensive Capital Analysis and Review (CCAR) and its complementary Dodd-Frank Act Stress Testing (DFAST) will meet its intended purpose, to better ensure financial institutions have sufficient […]


Capital and More of It!

July 20, 2012 | Uncategorized

The regulatory definition of “well capitalized” has not changed post financial crisis. Tier 1 leverage ratio: 5% Tier 1 risk-based ratio: 6% Total risk-based ratio: 10% So where is all […]