pandemic

Texas Big: First Road Trip Since the Pandemic

It was bound to happen. After four months of lockdown, bankers are getting back to the office. They never stopped working, mind you. But work has been different to say […]


Bankers: Hunker or Pounce?

Unprecedented times. How many of our borrowers on forbearance can begin making payments? What provision do we make this quarter? How do we justify it? What will our constituencies think […]


The Federal Reserve’s Main Street Lending Program: Manna From Heaven for Community Banks?

“How much more abuse can small businesses take from big banks?” ~ Community Bank CEO PPP is winding down. Community banks not only took care of their small to medium […]


Banks On Sale

My bank stock portfolio was comfortably in the black, with a solid 2.5% dividend yield at year-end. My have times changed. Before I begin, I feel compelled to disclose that […]