strategic management

Bank Shareholder Succession Matters

I’m growing more concerned about the time and effort by community financial institutions to understand the needs of next generation shareholders and build a strategy around shareholder succession. I recently […]


Row in the Same Direction: Branch Profitability in Action

//This article originally appeared in Jeff4Banks.com// Chris Nichols from Southstate Bank Correspondent Bank Division recently wrote an excellent piece about branch profitability, a subject near and dear to my heart […]


Banks Should Avoid Rabbit Holes

*This post was originally published on Jeff4Banks.com on November 7, 2021* We have much work to do, little resources to get it done, and a short time to make it […]


Build Your Own Bankers

*This post originally appeared on Jeff4Banks.com on October 23, 2021* A colleague is working with a nearby college to develop a curriculum for a banking minor. They asked us to […]


Bankers Automate! With This Asterisk

Last week the Virginia Bankers’ Association had a futurist at their annual convention. Among other things, he predicted that the pandemic induced, government supported prolonged labor shortage will accelerate the […]


Community Banking According to Andy

I enjoy Twitter because of the relationship threads I have maintained, the good-natured jabbing among friends, and keeping abreast of news I would not otherwise read. One of my tweeps […]


Banking’s Execution Imperative

**This article originally appeared in Jeff4Banks.com on June 19, 2021.**   Announcer: Spain had 85% possession against Sweden and did not score. The strategy drawn up by the Spanish side […]


Squared Away-How It Happened

**This article was originally posted on Jeff4Banks.com on April 29, 2021.** March 11, 2020: The World Health Organization declared a global pandemic. I attended the Pennsylvania Bankers’ Association Women in […]


Unintended Consequences of Aggressive Regulation

“In case you’re looking for some light reading this weekend, FRB-Philadelphia working paper 21-08, Does CFPB Oversight Crimp Credit?” ~ Robert Morro (@bmorro44)   So went a tweet from one […]


The Death of The Community Bank

In June of 2008 I gave a speech titled “The Death of the Community Bank” and in that speech I made predictions. Recently I was cleaning out my files and […]