Why Are Bank Net Interest Margins Under Pressure?
Industry analysts are beating the drum of net interest margin (NIM) decline. Irrational pricing by competitors is often cited in strategy sessions. But in picking through the numbers, there appears […]
Uncle Sam: Get out of my house!
Freddie Mac posted a $4.5 billion fourth quarter profit. Fannie Mae did not yet report but made $1.8 billion in the third quarter. So our Government Sponsored Enterprises (GSEs) are […]