The Secret Sauce to Bank Profitability
We at The Kafafian Group (TKG) have observed significant transformations in the banking landscape following the aggressive interest rate hikes that peaked in mid-2023. Our Q4 2024 Performance Measurement Peer […]
Stop It! Channeling Bob Newhart for Your New Year’s Resolutions
The world lost a comedy legend in 2024 with Bob Newhart’s passing. His passing reminded me of his classic therapy skit in which he charged five dollars for five minutes […]
Key Trends Shaping Community Banks: Insights from the Fall Banking Conference Season
The landscape of the community banking sector is evolving at a rapid pace. As CEOs, CFOs, and Directors look to the future, they’re grappling with both familiar challenges and emerging […]
Unlocking Data Analytics: The Critical Role of a Profitability Measurement System for 2024 and Beyond
Community banks continue to navigate challenges and opportunities in identifying efficiencies in a post-COVID environment, managing the increasing impact of AI on bank products and services, adapting to a continually […]
Failure is OK
On Friday, April 26, 2024, the Pennsylvania Department of Banking and Securities (the “PA Department”) took possession of Republic First Bancorp, Inc. unit Republic First Bank (“Republic”) due to Republic’s […]
Insights from the American Bankers’ Association Conference for Community Bankers
San Antonio sun, buzzing conversations, and a room full of bankers hungry for boardroom transformation. That’s where I found myself, tackling a topic close to my heart, Turning the Board […]
Navigating the Shifting Tides: Unraveling the Dynamics of Higher for Longer Rates and Profitability Trends in Community Banks
In the dynamic world of community banking, bank leaders find themselves at the helm of an industry experiencing pronounced shifts in profitability trends. As we await comprehensive Q4 peer data, […]
Banking On: The Inflection Points
Using the Rearview Mirror to Drive Forward The shot heard ‘round the world is a reference to the homerun hit by Bobby Thomson of the Brooklyn Dodgers to win the […]
Update: How has the Fed’s battle against inflation impacted bank product profitability?
At the end of the 3rd quarter of 2022, we provided analysis of how banks were impacted by the Fed increasing the Fed Funds rate from 25 basis points to […]
Build a Moat Around Your Balance Sheet
U.S. economic growth slowed in the first quarter to 1.1% after having notched 2.6% growth in the fourth quarter of 2022. Many economists expect the economy to slow even more […]