Financial Advisory

We provide valuable guidance with:

• Whole institution M&A. You will get outstanding insight when considering the effect of a transaction on numerous stakeholders: shareholders, customers, employees, local communities, and regulators.
• Evaluation of strategic alternatives. We objectively review reasons to buy, sell, or continue to execute your strategy without regard to a specific transaction. For perspective, we share case studies where acquisitions have improved or eroded shareholder value. We bring realistic analysis of both acquiring and being acquired. This 360-degree perspective gives depth to M&A decisions.
• Fee-based business purchase or sale. Institutions often face mixed outcomes when acquiring fee-based lines of business. Our experience with numerous clients makes us familiar with fee-based business profitability and can help you evaluate opportunities.
• Branch purchase or sale. The decision to buy or sell a branch has numerous financial and strategic implications. We model financial implications and help find appropriate buyers or sellers to meet your goals.
• Fairness opinions. Boards of directors seek impartial expertise when engaging in an acquisition or sale. We provide fairness opinions that evaluate transactions from a financial point of view.
• Mutual mergers. Mergers of mutual, or non-shareholder owned institutions bring challenges of their own. They are still subject to merger accounting, so the impact of a combination must be assessed. But also important are the social issues that must be resolved prior to striking a deal. We help bring sensitive issues to satisfactory conclusions.