credit risk

Bank Loan Leading Indicators

August 12, 2017 | Jeff For Banks

I recently shared a long ride with a colleague discussing a Capital Plan project we were working on. In Capital Plans, you would typically use baseline projections, usually taken from […]

Is That a Risky Bank Customer?

July 15, 2016 | Jeff For Banks

Customer risk assessments are a fact of life in banking. Banks must determine how a new customer will affect its overall risk profile. Most, in my experience, do it in […]

Don’t Bank. SoFi

March 20, 2016 | Jeff For Banks

After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. By […]

Guest Post: Three Commercial Credit Analysis Best Practices by Chuck Nwokocha

March 8, 2014 | Jeff For Banks

As financial institutions’ commercial credit portfolios have expanded in recent quarters, regulators have increasingly warned against growing so quickly that risk management standards and processes fall behind. Indeed, credit risk […]