Author: Cheri

Our guest is Anne Balcer, Senior Executive Vice president, Chief of Government Relations and Public Policy for the Independent Community Bankers of America® (ICBA).

In this episode, we explore the future of bank regulation with a focus on which pending regulations, rules, and guidance are most likely to change under the new administration. Our expert guest will discuss differences in regulatory approaches between the Trump and Biden administrations and what we can expect moving forward.

Our guest is Clay Adams, President and CEO of Mascoma Bank.

Many banks continue to depend on outdated, non-cloud-based legacy software for managing customer data. In response, Mascoma Bank developed Stratum, its own in-house middleware data hub platform, with the intention of offering this technology to other banks. Stratum allows financial institutions to manage data across disparate platforms and allows an iterative approach to core conversion. Each fintech platform can be integrated sequentially and customer account data can be migrated over time into a new core system.