core deposits

The Impact of Low Interest Rates on Net Interest Margin and Performance

The current and protracted low interest rate environment has played havoc on net interest margins and resulting bank performance and profitability. Banks have historically made money by borrowing short and […]


Business Checking: Not Profitable?

Does it make sense for business bankers to seek core deposits from their customers? ┬áThis question was posed to me by a senior lender at a Northeast bank that had […]


How stable are your deposits?

June 26, 2012 | Uncategorized

I am attending the Financial Managers’ Society (FMS) Forum in Las Vegas this week. The Forum is chock full of education opportunities for banking finance professionals. One session caught my […]