Performance Measurement

Big Data or Big BS in Banking

Banking is becoming increasingly and irreversibly data driven. The amount of information we collect on customers exceed most industries, with the possible exception of the medical industry. Much like medical, the information we collect is highly personal. Since outsiders (i.e. thieves) want our money, this data is constantly under hacker siege. But, in my experience, […]


Hard to Believe it’s Been 10 Years!

On November 1, 2011, The Kafafian Group (“TKG”) celebrated its 10 Year Anniversary as an independent company.  But actually, our history goes back to the early 1980’s. TKG HISTORY The seeds of TKG were planted at First National State Bank of New Jersey (“FNSB”) in the late 1970’s.  FNSB was eventually merged into First Fidelity…First […]


What’s Happened to Bank Profitability?

The economic crisis has certainly taken its toll on the financial industries’ profitability and overall performance at many levels.  Without a doubt, deteriorating credit quality in investment and loan portfolios and fair value accounting have had a significant impact.  Staying safe and sound and preserving capital have become watch words for the immediate future. However, […]