Bankers: Let’s Be Necessary
Why did Willie Sutton, famous bank robber from the 1920’s to 1950’s, rob banks? “Because that’s where the money is.” By the way, Sutton denied the quote, but we can’t […]
The Next Three Significant Risk Factors
The past five years have been filled with significant risk factors that have affected virtually every financial institution of all types, size, structure, and geography. We are well aware of […]
Implementing Management Reporting in Community Banks
The pressure is on for Community Banks to raise their skill in the development, delivery, analysis, and utilization of information. Think about what Enterprise Risk Management, Capital Planning, Compliance Management, […]
The Current State of Banking, Relevance and Technology
The past five years have been the most trying times in most current bankers’ careers. The economy continues to struggle through a long downturn. Interest rates remain at historical lows, […]
Strategic Management of the IT Function
Most bankers would intuitively agree that information technology (IT) is a strategic function in the banking industry. It is increasingly important to interact with customers over the web and via […]
Hard to Believe it’s Been 10 Years!
On November 1, 2011, The Kafafian Group (“TKG”) celebrated its 10 Year Anniversary as an independent company. But actually, our history goes back to the early 1980’s. TKG HISTORY The […]
Risk Oversight, Capital and Imperatives for a More Engaged Board
The economic smack-down we have weathered since 2008 has emphasized the importance of the Board of Directors’ responsibility for risk oversight. We have seen an over-reaction to the excesses that […]
Are the Regulators Getting You Down?
I’ve often found these past two years extremely difficult. As consultants, we should try not to personalize engagements. But I can’t change the internal wiring. Last year, a client failed, […]
Things That Confound Me!
On an annualized basis, TKG performs somewhere between 35 and 40 strategic plans. Most of these engagements are between the months of June and December. However, this year we completed […]
Keeping things in Perspective
The last few years have certainly been a difficult time for the financial industry, as well as the United States and world economies. The sub-prime fiasco has been compared to […]