On this episode of This Month in Banking, we delve into the strategic differences between massive financial institutions and agile community banks by speaking with Andy Baker, Chief Strategy Officer for F&M Bank. Drawing on his nearly 30-year career, which includes senior leadership roles at a national giant before moving to F&M, Andrew offers a rare “inside-out” perspective on what drives banking strategy.
In this month’s episode, TKG welcomes new colleague David Danielson as he shares the key forces driving community bank M&A—from consolidation pressures and regulatory complexity to valuation challenges and the human side of mergers.
On this episode of This Month in Banking, Matt Schultheis, founder of BankVault Research, discusses how micro- and nano-cap banks can overcome shareholder liquidity challenges and boost valuation and visibility.
He shares practical steps for improving transparency, investor engagement, and market confidence through better data and analytics.
Brant Ward, President of Signature Bank of Arkansas, joins This Month in Banking to share how his team combines traditional banking values with technology and innovation.
Pete Scully, Founder of My Private Shares, and Andrew Rietz talk about the biggest challenges (and solutions) in community bank shareholder relations. From avoiding common mistakes to building transparency, Pete shares lessons every community bank leader should hear.
In this episode of This Month in Banking, Tommy Esposito and Dorothy Jaworski share timely insights on inflation, interest rates, fintech disruption, and the challenges facing community banks.
Key topics include: economic indicators to watch, CRE risks in office and multifamily,
the impact of stablecoins, and liquidity strategies & stress testing.
It’s packed with practical takeaways for banking leaders navigating uncertainty.
On this episode of “This Month in Banking,” we focus on the integration and practical applications of AI from the community banking perspective with insights from Andy Schornack, President of Security Bank and Trust. Andy discusses how Security Bank and Trust has already implemented AI through Copilot, which they have cleverly named ‘Rosie,’ to assist retail bankers with policy and procedure queries, significantly reducing the need for managerial intervention. This AI tool, integrated within the Microsoft platform, enhances efficiency by providing quick access to information and linking directly to relevant policies. Andy emphasizes the importance of training staff to adapt to new technologies and highlights the cost-effectiveness and time-saving benefits of AI in daily operations.
Our guest is Barry Sloane – Chairman and CEO of Newtek Bank.
This podcast episode of “This Month in Banking” features an interview with Barry Sloane, Chairman and CEO of Newtek Bank, discussing the company’s impressive financial performance, including a 6.20% ROA and 50% ROE. Sloane attributes this success to Newtek’s non-traditional banking activities, low expense ratios due to a lack of physical branches and traditional bankers, and investments in risk-adjusted assets with higher returns. The conversation also delves into Newtek’s journey transitioning into a bank holding company, with Sloane frankly addressing the market’s initial skepticism towards their unconventional model. He explains the strategic rationale behind acquiring a bank, emphasizing the value proposition offered to small and medium-sized business clients through their business portal, which provides tools and resources beyond traditional banking services.
Our guest is Michael Beird, Author of Cannabis Banking: Legal Framework and Practical Solutions for Cultivating Compliance.
Welcome to today’s episode of This Month in Banking, where we explore the evolving landscape of community financial institutions. Today, we’re diving into a rapidly emerging and complex area: cannabis banking. We’ll be joined by Michael Beird, an expert in the field, to unpack the opportunities and challenges this industry presents for community financial institutions. We’ll start by hearing about Michael’s unique career journey before tackling the potential for core deposit growth and fee income within the cannabis sector.
Our guest is Matt West, Founder and Chief Executive Officer of Xenios.
Welcome to today’s episode of This Month in Banking! In this episode, we’ll be exploring how community financial institutions are navigating two of their biggest challenges: securing core deposit growth and generating non-interest income. We’ll discuss innovative solutions like BaaS (Banking-as-a-Service), cryptocurrency, and Fintech partnerships.