How Is That New Year Self-Improvement Program Going?
The start of each New Year is a good time for new beginnings. That’s when many of us start self-improvement programs. How is that self-improvement program going so far this […]
TMIB Lite: Community Bank Profitability
Listen on Spotify Listen on Apple Podcasts Podcast Show Notes: Our This Month In Banking (TMIB) podcast features discussion with colleagues and other industry thought leaders on interesting banking news […]
Is Your Bank Positioned to Benefit from the Continued Rise in Market Interest Rates?
Times are looking pretty good for community financial institutions. While we can always find something to complain about, we are working within an environment where Washington is beginning to ease […]
Your Competitors Are Using Performance Measurement Data to Improve Their Performance. Are You?
We have just completed producing the Performance Measurement reports for our clients for the 4th quarter of 2016 and thought this would be a good time to take a look […]
Do Banks Really Care About Their Financial Performance?
I’m sure that most of you would say that the answer to the above question is, “sure they do,” and often this starts and stops with “top of the house” […]
The Impact of Low Interest Rates on Net Interest Margin and Performance
The current and protracted low interest rate environment has played havoc on net interest margins and resulting bank performance and profitability. Banks have historically made money by borrowing short and […]
Business Checking: Not Profitable?
Does it make sense for business bankers to seek core deposits from their customers? This question was posed to me by a senior lender at a Northeast bank that had […]
Hard to Believe it’s Been 10 Years!
On November 1, 2011, The Kafafian Group (“TKG”) celebrated its 10 Year Anniversary as an independent company. But actually, our history goes back to the early 1980’s. TKG HISTORY The […]
What’s Happened to Bank Profitability?
The economic crisis has certainly taken its toll on the financial industries’ profitability and overall performance at many levels. Without a doubt, deteriorating credit quality in investment and loan portfolios […]
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