Bank Loan Leading Indicators
I recently shared a long ride with a colleague discussing a Capital Plan project we were working on. In Capital Plans, you would typically use baseline projections, usually taken from […]
Netflixed: Co-Founder of Netflix Tells Bankers How It’s Done
This past week I attended the American Bankers’ Association National Conference for Community Bankers (NCCB). At such affairs, I like attending the general and education sessions for my own knowledge, […]
Don’t Bank. SoFi
After its most recent capital raise in September, SoFi, a marketplace lender that focuses on millennials, has raised nearly $1.5 billion in equity capital since its founding in 2011. By […]
Bank Board Reports: War and Peace or Cliff Notes?
Today, Board reports closely resemble War and Peace. Why? The same reason regulators focus on the little things… to CYA! We don’t want to be criticized that our Board was […]
Risk Oversight, Capital and Imperatives for a More Engaged Board
The economic smack-down we have weathered since 2008 has emphasized the importance of the Board of Directors’ responsibility for risk oversight. We have seen an over-reaction to the excesses that […]