interest rate risk

Four Reasons for the 2007-08 Financial Crisis

August 29, 2016 | Jeff For Banks

A recent Bank Think post by ConnectOne Bank CEO Frank Sorrentino regarding restoring Glass-Steagall got me thinking about how far the debate has drifted from the root causes of the […]


Is That a Risky Bank Customer?

July 15, 2016 | Jeff For Banks

Customer risk assessments are a fact of life in banking. Banks must determine how a new customer will affect its overall risk profile. Most, in my experience, do it in […]


The Next Three Significant Risk Factors

The past five years have been filled with significant risk factors that have affected virtually every financial institution of all types, size, structure, and geography.  We are well aware of […]


Loan Pricing: Must It Be So Complicated?

September 6, 2013 | Jeff For Banks

When it comes to pricing loans, my experience tells me we use competitor pricing as our de facto pricing model. For consumer and residential loans, where rates and fees appear […]


Sweat the big stuff: Interest Rate Risk

May 30, 2012 | Uncategorized

I have been thinking about interest rate increases for some time now. The Fed lowered the Fed Funds rate to a target of 0 – 25 bps in December 2008. […]