Does fee income hedge banks and credit unions from spread swings?
The drum is starting to beat again for fee income in the minds of banking executives and in financial institution strategy sessions. This week I heard “hedge” against interest rate […]
Mortgage Banking: How profitable should it be?
I recently spoke to an old friend that is a bank equity research analyst and asked him how his coverage universe was doing with second quarter earnings. He said his […]
Let’s retake the mortgage market!
Community financial institutions are grappling with the recent and pending mortgage rules. We fear the Consumer Finance Protection Bureau (CFPB) and government’s tendency to fire a bazooka at an ant, […]