Are the Regulators Getting You Down?
I’ve often found these past two years extremely difficult. As consultants, we should try not to personalize engagements. But I can’t change the internal wiring. Last year, a client failed, […]
A Practical Approach to Reducing Operating Expenses
In the present economic environment, revenue growth is becoming much more difficult to attain, net interest margins are under pressure, and compliance costs are on the rise. In these challenging […]
Things That Confound Me!
On an annualized basis, TKG performs somewhere between 35 and 40 strategic plans. Most of these engagements are between the months of June and December. However, this year we completed […]
Keeping things in Perspective
The last few years have certainly been a difficult time for the financial industry, as well as the United States and world economies. The sub-prime fiasco has been compared to […]
Are you Training for the Gold?
I recently watched the movie Miracle about the 1980 USA hockey team for the third time. In the movie, legendary coach Herb Brooks told his team that they may not […]
Are you Steering by the Screws?
This past year I was invited to join the faculty of the ABA School of Bank Marketing and Management (SBMM). At first, I was a bit skeptical. I always believed […]
What’s Happened to Bank Profitability?
The economic crisis has certainly taken its toll on the financial industries’ profitability and overall performance at many levels. Without a doubt, deteriorating credit quality in investment and loan portfolios […]
How did we get into this mess and what can community banks do to get through it?
Much has been written about the current economic crisis, the worst since the Great Depression. Unfortunately, many successful, safe, and sound community banks have been whitewashed by the bad deeds […]